I have a different kind of problem going on, my doctors office completed a FCE wrong, the secretary who filled it out did not put my restrictions on the form basicly saying i can return to work and my doctor signed the form and it got sent to Hartford I have been on disabilty with Hartford for 3 years also collecting SSD.
My doctor is willing to write a letter to Hartford to explain my restrictions my question is are they going to accept it since he signed the FCE with the wrong information. Judy, you doctor can certainly send a clarification letter to Hartford and it would be a good idea to have him do so.
I have a general question that you may know the answer to.
Can they claim an “Overpayment” and request that I reimburse them these funds?
Thanks, Mike from Minnesota Mike, without seeing your policy it is difficult to answer your question.
Most group long-term disability policies contain a deductible source of income provision.
It is very rare to see an individual long-term disability policy with a social security offset.
First, can they do this (since it was their error), and second, can they go back 15 years worth?
Even the IRS allows one to go back no more than 3 years.
Josephine, most ERISA governed long term disability policy contain language stating that SSDI benefits are a deductible source of income.
You need to check your disability policy to see if The Standard is entitled to an offset for SSDI benefits.
Also, they have never applied COLA to their payments, unlike SSI. David, I have seen thousands of overpayment request, but I have never seen a company go back 15 years.
My impression is that it would be unlawful for Met Life to seek an overpayment do to a mistake they made 15 years ago.
I stopped working and started receiving benefits from Metlife in November of 2005.